socalTECH

NOVEMBER 16, 2012

Wallaby Financial , the personal finance startup out of MuckerLab, is debuting a new, iPhone application today, which the firm says will help consumers make the best decision on which credit card to use. READ MORE>>.

Help 180

Help Startup Angel Company 180

socalTECH

SEPTEMBER 25, 2014

Pasadena-based Wallaby Financial , the developer of web and mobile apps to help consumers manage their credit card spending, has launched a new mobile app with CreditCards.com. wallaby credit card mobile creditcards.com spending creditcard finance financial android' The new app works with both iPhone and Android.

Mobile 113

Mobile Pasadena Web Software 113

socalTECH

AUGUST 20, 2014

Oberthur Technologies , a developer of digital security products being used in smart payment cards and other related areas--and which has significant Southern California operations--said this week that it has acquired NagraID Security SA. particularly after very high profile credit card breaches such as the one with Target earlier this year.

Technology 133

Technology Southern California Acquisition Product 133

socalTECH

NOVEMBER 30, 2010

Los Angeles-based Oversee.net said this morning that it has launched a new site, CreditCards.org, which is focused on smarter credit card decisions. According to Oversee, the new site will provide information on credit cards and simplify the process of finding credit for users. READ MORE>>.

Oversee.net 179

Oversee.net Sites Tips Los Angeles 179

Berkonomics

JUNE 8, 2017

Some businesses require very little capital and the founder can self-finance the enterprise and retain 100% of its ownership and control from ignition through liquidity event (startup through sale). And even with the significant cost of credit card debt, many entrepreneurs aggressively use existing cards to finance a startup.

Venture Capital 266

Venture Capital Class Invest Equity 266

socalTECH

APRIL 2, 2014

Pasadena-based Wallaby , the developer of mobile apps to help consumers pick the best credit card to use for a purchase, said today that it has launched both a new, Google Chrome web browser extension, as well as an updated, iPhone application. Wallaby is led by Matthew Goldman. READ MORE>>.

Google 124

Google Pasadena Commerce Mobile 124

Berkonomics

FEBRUARY 28, 2019

It’s a fact of life that a banker, lender or lessor will ask for a personal guarantee from the founder or entrepreneur most every time. And the process of borrowing money or financing asset purchases can be an eye-opener for those who are not used to today’s lender and seller aversion to grant easy credit.

Entrepreneur 120

Entrepreneur Course Email Pricing 120

TechCrunch LA

DECEMBER 15, 2021

The financing brings the previously under-the-radar company’s total raised to $65 million since its 2016 inception. Image Credits: Papaya. Kann prides himself on an 80-person staff that is made up 60% of underrepresented minorities, and a product engineering team that is 45% female. . Papaya has already come a long way.

Mobile 208

Mobile Artificial Inteligence Startup Los Angeles 208

Berkonomics

FEBRUARY 2, 2017

It is no secret that the IRS looks carefully below the surface for personal use of company assets (including cash) in its corporate income tax audits. Think of the effect of locking the supply cabinet only to take from it whatever the person controlling the security of the cabinet wishes for personal use.

Entertainment 120

Entertainment Email Entrepreneur Pricing 120

Startup Professionals Musings

NOVEMBER 30, 2019

Duffy emphasizes the often overlooked personal side of entrepreneurship, including balancing finances, relationships, and your health. Are you going to bootstrap, or borrow from personal assets? Mix personal and business funds. Use personal credit cards for business. Marty Zwilling.

Startup 127

Startup Ideas Framework Entrepreneur 127

Berkonomics

FEBRUARY 21, 2019

Third (if you’re keeping score), it is not wise to dilute the founder’s ownership greatly in the first round of financing. Second, almost no professional investor will consider putting that much into a startup until there is proof of market demand, product viability or some other mitigation of failure. Fourth, there is the matter of control.

Startup 120

Startup Invest Summary Resource 120

Startup Professionals Musings

JANUARY 8, 2020

Avoid family members and close personal friends. Personally manage cash flow processing and procedures. That means not delegating spending decisions, personally handling inventory decisions, and following-up on overdue receivables. You will also need a line of credit for financing.

Technical Advisors 125

Technical Advisors Startup News Resource 125

socalTECH

JUNE 8, 2020

Scott Grimes: We are the simplest entry point into finance. Scott Grimes: The goal was always to make it simpler for people to engage with their finances. Our goal, from the beginning, 3 years ago, was to create the simplest entry point into finance we could. We love texting, because it's a very personal, intimate environment.

Content 124

Content Social Media Startup Artificial Inteligence 124

socalTECH

APRIL 10, 2019

One of the hottest sectors of the technology startup market today is the use of artificial intelligence, big data, and machine learning across many different sectors including finance. Jay Budzik: ZestFinance was founded in 2009, by Douglas Merrill, the former CIO at Google, in order to make fair and transparent credit available to everyone.

Artificial Inteligence 113

Artificial Inteligence Tool CIO Customer 113

Both Sides of the Table

FEBRUARY 9, 2013

I was sitting with the financing guy who was trying to upsell me everything from pre-paying service to prepaying dent repair coverage, etc. I was chatting with the finance guy and he was cycling through all the things he wanted to bait-and-switch me to and he asked if I wanted a lease in stead of a purchase. But I digress. Sell stuff.

Conference 398

Conference Technical Review Truecar Software Review 398

socalTECH

DECEMBER 18, 2013

The startup--which offers up a wide range of branded, Visa cards--is one of a growing number of finance related technology startups in Southern California. We provide Visa cards and MasterCard with prepaid accounts, which are FDIC insured, so that people can get their paychecks and spent them. How are you different?

Help 262

Help Startup Mobile Southern California 262

Tech Zulu Event

JULY 30, 2013

Co-mingling of personal and business accounts. So many startups are guilty of using their personal expenses for business usage and business expenses for personal. You simply cannot use one bank account for both personal and business. Using debit cards instead of credit cards.

Startup 98

Startup Activity Course Invest 98

Berkonomics

MARCH 1, 2012

And the process of borrowing money or financing asset purchases can be an eye-opener for those who are not used to today’s lender and seller aversion to granting easy credit. At least one company has entered the market providing personal guarantee insurance to bridge this important and uncomfortable gap between risk and comfort.

Entrepreneur 176

Entrepreneur Startup Email Ideas 176

Startup Professionals Musings

SEPTEMBER 13, 2022

Get a loan or line-of-credit. This is a most viable alternative if you have personal assets or a home you are willing to commit as collateral to back the loan or credit card. Software apps that once required a 10-person team can now be done with the Lean Development methodology by two people in a couple of months.

Startup 136

Startup Technical Review Equity Incubator 136

Startup Professionals Musings

AUGUST 18, 2023

Living off credit cards and borrowed money, instead of other work income, can ruin your personal finances and kill your startup motivation far too early. Most entrepreneurs don’t get the satisfaction of a salary for the first couple of years, even if their startup is well funded by investors.

Startup 102

Startup Satisfaction Entrepreneur News 102

socalTECH

JULY 27, 2009

The service--which is similar to Web-based personal finance tools Mint and Wesabe in its use of Web 2.0 technology and connnections to credit card data--automatically pulls in credit card information and classifies transactions for employees, and puts them into the appropriate expense report forms and systems.

Web 2.0 100

Web 2.0 Santa Monica SaaS Report 100

Berkonomics

FEBRUARY 24, 2012

Third (if you’re keeping score), it is not wise to dilute the founder’s ownership greatly in the first round of financing. Second, almost no professional investor will consider putting that much into a startup until there is proof of market demand, product viability or some other mitigation of failure. Fourth, there is the matter of control.

Resource 180

Resource Invest Summary Startup 180

Startup Professionals Musings

JULY 5, 2015

Duffy emphasizes the often overlooked personal side of entrepreneurship, including balancing finances, relationships, and your health. Are you going to bootstrap, or borrow from personal assets? Mix personal and business funds. Use personal credit cards for business. Marty Zwilling.

Startup 109

Startup Ideas Framework Entrepreneur 109

Startup Professionals Musings

APRIL 4, 2022

Get a loan or line-of-credit. This is only a viable alternative if you have personal assets or a home you are willing to commit as collateral to back the loan or credit card. Software apps that once required a 10-person team can now be done with the Lean Development methodology by two people in a couple of months.

Tips 104

Tips Startup Technical Review Equity 104

Startup Professionals Musings

JANUARY 7, 2018

Duffy emphasizes the often overlooked personal side of entrepreneurship, including balancing finances, relationships, and your health. Are you going to bootstrap, or borrow from personal assets? Mix personal and business funds. Use personal credit cards for business. Marty Zwilling.

Startup 63

Startup Ideas Framework Entrepreneur 63

Startup Professionals Musings

JUNE 7, 2014

Duffy emphasizes the often overlooked personal side of entrepreneurship, including balancing finances, relationships, and your health. Are you going to bootstrap, or borrow from personal assets? Mix personal and business funds. Use personal credit cards for business. Marty Zwilling.

Entrepreneur 106

Entrepreneur Startup Ideas Framework 106

Startup Professionals Musings

NOVEMBER 30, 2020

Living off credit cards and borrowed money, instead of other work income, can ruin your personal finances and kill your startup motivation far too early. Most entrepreneurs don’t get the satisfaction of a salary for the first couple of years, even if their startup is well funded by investors.

Startup 128

Startup Entrepreneur Satisfaction News 128

Berkonomics

MARCH 30, 2012

Sara focuses upon another side of small business financing not typically considered in the angel and venture world, financing from sources for companies that will probably never be attractive to those niches. . If you already have high-limit credit cards, these happen to be the preferred funding source for most small businesses today.

Funding 192

Funding Entrepreneur Startup Invest 192

Berkonomics

JANUARY 20, 2010

Some businesses require very little capital and the founder is able to self-finance the enterprise and retain 100% of its ownership and control from ignition through liquidity event (startup through sale). And even with the significant cost of credit card debt, many entrepreneurs aggressively use existing cards to finance a startup.

Venture Capital 174

Venture Capital Invest Class Entrepreneur 174

socalTECH

JUNE 27, 2011

Are you constantly battling creditors, dealing with debt, late credit cards, and finance fees? To do that, the firm has combined the world of social networking and personal finance with its newly launched service. There is everyone else doing personal finance, and then there is Payoff.com.

Startup 197

Startup Ideas Southern California Social Network 197

Startup Professionals Musings

DECEMBER 6, 2019

Get a loan or line-of-credit. This is a most viable alternative if you have personal assets or a home you are willing to commit as collateral to back the loan or credit card. Software apps that once required a 10-person team can now be done with the Lean Development methodology by two people in a couple of months.

Startup 128

Startup Technical Review Equity Incubator 128

Tech Zulu Event

SEPTEMBER 14, 2012

Personalized card-linked offers Edo has raised $15million, ready to set a new trend in the payments and advertising sector. The Series C financing from VantagePoint Capital Partners with participation from Baird Venture Partners and some of its investors puts the firm’s financial nerve to a total $54.3

Advertising 64

Advertising Media Networking Capital 64

Both Sides of the Table

DECEMBER 20, 2009

It seems this is already widely known as reported in this Wikipedia article about the Affinion / Treligient Group, “According to the Better Business Bureau , thousands of issues have been reported by consumers for deceptive selling practices, unauthorized charges to consumers’ credit cards, and failure to respond or resolve issues.

Marketing 263

Marketing Startup Education Class 263

Tech Zulu Event

JUNE 6, 2013

” Mint.com track one’s spending across all their accounts, credit cards, student loans and investment accounts to checking accounts. Android Apps & Software Business Finance iPhone Startups App Applications Dwolla Expenses finance Mint Mobile Tracking'

Help 77

Help Email Mobile Examples 77

InfoChachkie

FEBRUARY 17, 2016

Personal Savings & Credit Cards (36%) – All too often, the only person who truly believes in an aspiring entrepreneur is the entrepreneur herself. Banks (35%) – Startups with physical assets are good candidates for collateralized debt financing. retail, restaurants, service businesses, etc.)

Entrepreneur 100

Entrepreneur Ideas Seed Funding Capital 100

Both Sides of the Table

APRIL 28, 2010

VC Financings: 1. Other players such as Obopay have set out to focus on mobile person-to-person cash transfers, mFoundry (a GRP portfolio company) has focused on mobile banking and a mobile wallet and one of my favorite companies m-via is focusing on mobile remittances (right now between the US and Mexico). 15mm in Series A. .

Venture Capital 270

Venture Capital Capital Rustic Canyon Mobile 270

Startup Professionals Musings

JUNE 30, 2019

Get a loan or line-of-credit. This is only a viable alternative if you have personal assets or a home you are willing to commit as collateral to back the loan or credit card. Software apps that once required a 10-person team can now be done with the Lean Development methodology by two people in a couple of months.

Startup 87

Startup Technical Review Equity Incubator 87